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North Central Florida Lake Country

If you own the water, or the land around it, the light is on.

This site is built for buyers. That is how I spend most of my days.

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It is also how listings get found. The people calling about Santa Fe, Geneva, George’s Lake, and the Interlachen waters are looking for the kind of home you may already have.

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If you are ready to sell a lakefront house, a lake-community home, or acreage in this area, I will represent you.

Married couple sitting on their private dock in Florahome Florida while fishing.

Who I Can Help

I focus on a specific kind of neighbor—the homeowners who have spent years stewardship of lakefront vistas or managed the quiet expanses of our North Central Florida acreage. If you are preparing to move on from a property that requires a buyer who understands the value of a dock, the health of the shoreline, or the legacy of the land itself, we are likely a good fit.

  • True lakefront homes
  • Lake-community houses with real access
  • Lake Country residents ready for their next chapter.
  • Owners of acreage homes seeking a legacy-minded sale.
  • Sellers who value a steady, calm, and personal approach.
  • High-intent homeowners who want their property understood, not just listed.
Video of a lakefront home in Interlachen Florida.

The Strategy

The Buyer-First Advantage

Listing in the North Central Florida Lake Country sells faster when the agent already spends the week with the buyers who want that exact water.

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I am not trying to be every listing agent in Putnam County. I am trying to be the person sellers call when the house sits on or near the lakes I already know: Melrose, Keystone Heights, Interlachen, Florahome, Hawthorne, and the Middleburg edge of Clay County.

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You get someone who can describe the shoreline without guessing.

How I Serve You

01. Preparing with care
02. Sharing the story
03. Guiding the transition

I walk through your home as if I were a prospective owner, identifying the small touches and honest perspectives that communicate your property’s true value to the market.

Rather than just listing features, I build a narrative around the lifestyle your acreage or lakefront home offers, using photography and language that resonates with those seeking a porch-light life.

I manage the complexities of local lake country transactions with straightforward guidance, ensuring you feel supported from the first conversation to the moment you hand over the keys.

I look at the property from more than one side.

What the house is today.

What a serious buyer will fixate on — water level, access, systems, the road, the lot.

What the place could become, so the listing tells the truth instead of a fantasy.

Expect clear communication and a process that does not go quiet after the sign goes up.

Lakefront home in Keystone Heights Florida for sale by Richard Schwartz.

Where I List

Lake and acreage homes in:

  • Melrose and Santa Fe

  • Keystone Heights — Geneva, Brooklyn, and in-town

  • Interlachen and the lakes around it

  • Florahome and George’s Lake

  • Hawthorne lake pockets

  • Middleburg when the property has land or water that fits this work

Portrait of Richard Schwartz, lakefront real estate agent in Palatka, Florida.

Ready to Sell?

I’m Richard Schwartz. Friends call me Cardo. I represent sellers of lakefront and acreage homes in the North Central Florida Lake Country. Let’s talk about your next move.

Let's Connect

We'd love to hear from you. Fill out the form below and we'll be in touch shortly.

Property type
Lakefront
Acreage
Lake-Community

richard@cardo.homes

(386) 972-4662

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