top of page

Your North Central Florida Lakefront Home
Realtor

Richard Schwartz. Friends call me Cardo. I’m your buyer-first realtor for lakefront and lake-community homes in Melrose, Keystone Heights, and the surrounding area.

Office & Location

423 St. Johns Avenue, Palatka, Florida 32177
iHeart Realty

Direct Contact

(386) 972-4662
richard@cardo.homes

Service Area

Melrose, Keystone Heights, Florahome, Hawthorne, Middleburg, and the surrounding North Central Florida Lake Country.

Steaming cup of coffee sitting on a wooden private dock in Hawthorne, Florida.

Let’s Talk About Your Next Move

Whether you're relocating, looking for water, or thinking like an owner, I'm here to guide you through the North Central Florida Lake Country. Share your goals and let's find the perfect home for you.

Portrait of Richard Schwartz, lakefront home specialist in Melrose, Florida.
bottom of page